Experienced and customer-focused Home Loan Counsellor with strong knowledge of retail lending, credit evaluation, property verification, and end-to-end loan documentation. Empanelled and approved with SBI, Bank of India (BOI), and Indian Bank for home loan sourcing and processing. Looking to contribute my skills to a financial institution or real-estate firm by providing high-quality loan advisory, lead conversion, and customer support.
PROFESSIONAL SUMMARY
5+ years of experience in home loan counselling, customer onboarding, and loan sourcing.
Approved HLC& BSA with State Bank of India (SBI), Bank of India (BOI), and Indian Bank.
Expertise in Home Loan, LAP (Loan Against Property), Construction Loans, Plot + Construction Loans, and Balance Transfer.
Strong understanding of credit policy, eligibility calculations, EMI structuring, and CIBIL analysis.
Skilled in documentation, KYC verification, property paper scrutiny, and coordinating with bank officials.
Proven track record in closing high-value home loan files with minimal TAT (Turn-around time).
Excellent communication, negotiation, and customer service skills.
KEY SKILLS
Home Loan Counselling & Sourcing
Customer Relationship Management
Bank Coordination (SBI / BOI / Indian Bank)
Eligibility Calculation & EMI Planning
Property Document Verification
Loan Documentation & File Submission.
Lead Generation & Conversion
CIBIL Review & Credit Assessment
Construction / Plot / Home Purchase Loan Handling