Experienced and customer-focused Home Loan Counsellor with strong knowledge of retail lending, credit evaluation, property verification, and end-to-end loan documentation. Empanelled and approved with SBI, Bank of India (BOI), and Indian Bank for home loan sourcing and processing. Looking to contribute my skills to a financial institution or real-estate firm by providing high-quality loan advisory, lead conversion, and customer support.
PROFESSIONAL SUMMARY
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5+ years of experience in home loan counselling, customer onboarding, and loan sourcing.
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Approved HLC& BSA with State Bank of India (SBI), Bank of India (BOI), and Indian Bank.
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Expertise in Home Loan, LAP (Loan Against Property), Construction Loans, Plot + Construction Loans, and Balance Transfer.
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Strong understanding of credit policy, eligibility calculations, EMI structuring, and CIBIL analysis.
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Skilled in documentation, KYC verification, property paper scrutiny, and coordinating with bank officials.
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Proven track record in closing high-value home loan files with minimal TAT (Turn-around time).
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Excellent communication, negotiation, and customer service skills.
KEY SKILLS
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Home Loan Counselling & Sourcing
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Customer Relationship Management
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Bank Coordination (SBI / BOI / Indian Bank)
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Eligibility Calculation & EMI Planning
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Property Document Verification
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Loan Documentation & File Submission.
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Lead Generation & Conversion
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CIBIL Review & Credit Assessment
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Construction / Plot / Home Purchase Loan Handling